In re Stevens, 2014 BNH 009 (denying confirmation of the Debtor's chapter 13 plan, upon a creditor's objection, for failing to meet the best interest of creditors test under 11 U.S.C. § 1325(a)(4); the Debtor, who bore the burden of proof, failed to present sufficient evidence to support his valuation of his primary asset, a pizza restaurant organized as an LLC).
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Blanchard v. New Hampshire Higher Educ. Assist. Found. (In re Blanchard), 2014 BNH 008 (finding the Debtor established that not discharging his student loans under 11 U.S.C. § 523(a)(8) would impose an undue hardship under the totality of the circumstances test; the Court expressly rejected the Brunner test).
In re Gambale, 512 B.R. 117 (Bankr. D.N.H. 2014) (sustaining in part and overruling in part the debtor’s objection to his former wife’s claim arising from the couple’s divorce action, finding that a portion of the claim was entitled to priority status under 11 U.S.C. § 507(a)(1) as it constituted a “domestic support obligation” within the meaning of 11 U.S.C. § 101(14A) and finding that the remainder of the claim did not fall within the definition of a “domestic support obligation” as the obligation was not in the “nature of alimony, maintenance, or support”).
Department of Employment Security v. Searle (In re Searle), 2014 BNH 006 (determining that overpayment of unemployment compensation benefits was a nondischargeable debt under 11 U.S.C. § 523(a)(2)(A); under the totality of the circumstances the Court determined that the debtor obtained these benefits with fraudulent intent and that the Department of Employment Security justifiably relied of the debtor's periodic certifications of earnings in disbursing unemployment benefits).
Stone v. Highlands Fuel Delivery, LLC (In re Stone), 2014 BNH 005 (granting debtor's motion for summary judgment -- as to liability only -- that a creditor's failure to take any affirmative action to prevent a state court from holding a hearing and directing that a bench warrant issue after the debtor received a discharge of the underlying debt under 11 U.S.C. § 727 constituted a violation of the discharge injunction of 11 U.S.C. § 524(a)(2)).
In re Lakes Region Donuts, Inc., 2014 BNH 004 (granting the landlord's motion for relief as the debtor's lease of commercial property terminated prepetition under state law--where the landlord issued an eviction notice, the debtor failed to cure, the landlord commenced a possessory action, and a writ of possession issued prepetition, all in accordance with the provisions of RSA 540--and therefore (a) the debtor's interest in the lease was not property of the estate under 11 U.S.C. § 541(b)(2), (b) the automatic stay did not bar the landlord, per 11 U.S.C. § 362(b)(10), from proceeding to complete the eviction process, and (c) the lease was not assumable by virtue of 11 U.S.C. § 365(c)(3)).
In re Smolin, 2014 BNH 003 (denying confirmation of a debtor's chapter 13 plan as having been proposed in bad faith under § 1325(a)(3) based on the totality of the circumstances).
Manning v. CitiMortgage, Inc. (In re Manning), 505 B.R. 383 (Bankr. D.N.H. 2014) (holding the secured creditor did not violate the discharge injunction of 11 U.S.C. § 524(a)(2) by requesting that the debtor become current on his mortgage and sign a second reaffirmation agreement (to replace an unenforceable first agreement), as the creditor’s actions fell within the exception of 11 U.S.C. § 524(j), which allows a secured creditor with a security interest in a debtor’s principal residence to take steps in the ordinary course of business to ensure that payment on its mortgage is current).
In re James, 2014 BNH 002 (denying debtor's motion to impose an automatic stay pursuant to 11 U.S.C. § 362(c)(4)(B) because the Debtor failed to establish by clear and convincing evidence that he filed the case in good faith, that there had been a substantial change in the financial circumstances of his household, and that he is likely to confirm and fully perform a chapter 13 plan of reorganization).
In re Focus Capital, Inc., 504 B.R. 296 (Bankr. D.N.H. 2014) (denying creditors' motion to dismiss the debtor's chapter 7 case, based on pre-conversion events surrounding the debtor's initial chapter 11 filing; and denying relief from the automatic stay because the moving judgment creditors had not established cause under 362(d) for relief from the automatic stay to recover the proceeds of the debtor's errors and omissions insurance policy where both the policy and its proceeds were property of the bankruptcy estate pursuant to 11 U.S.C. § 541(a)).